{"text":"\u003cp\u003eThe premium has been calculated based on this commission percentage. To adjust the commission amount, please select the adjust commission button.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-2,"horizontalPosition":3,"horizontalOffset":4,"fadeDuration":1}

{"text":"\u003cp\u003eMinifleet premiums are initially calculated based on a commission rate of 10%. You can select a different commission percentage ranging from 0% to 20% by selecting the Adjust Commission button.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-2,"horizontalPosition":3,"horizontalOffset":4,"fadeDuration":1}

{"text":"\u003cul\u003e\u003cp\u003eAn assigned risks pool means an insurer of last resort which is set up by the following professional bodies:\u003c/p\u003e\u003cli\u003eThe institute of chartered accountants in England and Wales (I.C.A.E.W.)\u003c/li\u003e\u003cli\u003e The Royal Institute of Chartered Surveyors (R.I.C.S.)\u003c/li\u003e\u003c/ul\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-2,"horizontalPosition":3,"horizontalOffset":4,"fadeDuration":1}

{"text":"\u003cdiv class=\u0022confirmDialogShield\u0022\u003e\u003c/div\u003e\u003cdiv class=\u0022confirmBoxPositioningDiv\u0022\u003e\u003cdiv class=\u0022confirmTextAndButtons popupFrameContainer \u0022\u003e\u003cspan data-hide-last-popup-on-click=\u0022true\u0022 class=\u0022closePopupLightBox close fa fa-times\u0022\u003e\u003c/span\u003e\u003ctable class=\u0022resultsTable reducedPadding\u0022\u003e\u003ctr\u003e\u003cth\u003eOperative Time\u003c/th\u003e\u003cth\u003eDefinition\u003c/th\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e24 Hour\u003c/td\u003e\u003ctd\u003eContinuous 24 hours a day worldwide.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eOccupational only\u003c/td\u003e\u003ctd\u003eWhilst the Insured Person is engaged in their usual occupational duties.\u003c/td\u003e\u003c/tr\u003e \u003ctr\u003e\u003ctd\u003eOccupational + Commuting\u003c/td\u003e\u003ctd\u003eWhilst the Insured Person is engaged in their usual occupational duties or whilst travelling directly between the Insured Person\u0027s place of residence and place of work.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eOccupational Assault\u003c/td\u003e\u003ctd\u003eIf the Insured Person sustains Accidental Bodily Injury whilst engaged upon duties incidental to The Business as a result of unprovoked malicious assault such injury shall independently of all other causes result directly in the death or other benefits insured as specified in The Schedule then We will pay You (or in the case of Your death to Your legal personal representative) the benefit payable shown in The Schedule.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eMiscellaneous\u003c/td\u003e\u003ctd\u003ePlease add the operative time you require for Underwriter review\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eVehicular Travel on Company business only\u003c/td\u003e\u003ctd\u003eWhilst the Insured Person is travelling in any vehicle owned by, leased by or rented by The Policyholder including any temporary replacement in connection with The Business of The Policyholder including whilst getting in to or out of the vehicle, loading or unloading and whilst engaged in emergency roadside repairs to the vehicle.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eVehicular Travel\u003c/td\u003e\u003ctd\u003eWhilst the Insured Person is travelling in any vehicle owned by, leased by or rented by The Policyholder including any temporary replacement under the authority of The Policyholder including whilst getting in to or out of the vehicle, loading or unloading and whilst engaged in emergency roadside repairs to the vehicle.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eVisitor\u003c/td\u003e\u003ctd\u003eWhilst the Insured Person is legally in or on The Policyholder\u0027s premises.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eVolunteer\u003c/td\u003e\u003ctd\u003eWhilst the Insured Person is taking part in any unpaid activity organised by The Policyholder including travelling directly between the Insured Persons home and the place of the organised activity.\u003c/td\u003e\u003c/tr\u003e\u003c/table\u003e\u003c/div\u003e\u003c/div\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20,"popupDivClass":"modalHelp"}

{"text":"\u003cdiv class=\u0022confirmDialogShield\u0022\u003e\u003c/div\u003e\u003cdiv class=\u0022confirmBoxPositioningDiv\u0022\u003e\u003cdiv class=\u0022confirmTextAndButtons popupFrameContainer \u0022\u003e\u003cspan data-hide-last-popup-on-click=\u0022true\u0022 class=\u0022closePopupLightBox close fa fa-times\u0022\u003e\u003c/span\u003e\u003ctable class=\u0022resultsTable reducedPadding\u0022\u003e \u003ctr\u003e\u003cth\u003eInsured Persons\u003c/th\u003e\u003cth\u003eDefinition\u003c/th\u003e \u003c/tr\u003e \u003ctr\u003e\u003ctd\u003eDirectors/Employees/Spouses/Children accompanying\u003c/td\u003e\u003ctd\u003eAll directors and employees of The Policyholder and their accompanying Partners and Dependants.\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e\u003ctd\u003eDirectors/Spouses/Children accompanying\u003c/td\u003e\u003ctd\u003eAll directors of The Policyholder their accompanying Partners and Dependants.\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e\u003ctd\u003eEmployees/Spouses/Children accompanying excluding Directors\u003c/td\u003e\u003ctd\u003eAll employees of The Policyholder and their accompanying Partners and Dependants, excluding directors.\u003c/td\u003e \u003c/tr\u003e\u003c/table\u003e\u003c/div\u003e\u003c/div\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20,"popupDivClass":"modalHelp"}

{"text":"\u003cdiv class=\u0022confirmDialogShield\u0022\u003e\u003c/div\u003e\u003cdiv class=\u0022confirmBoxPositioningDiv\u0022\u003e\u003cdiv class=\u0022confirmTextAndButtons popupFrameContainer \u0022\u003e\u003cspan data-hide-last-popup-on-click=\u0022true\u0022 class=\u0022closePopupLightBox close fa fa-times\u0022\u003e\u003c/span\u003e\u003ctable class=\u0022resultsTable reducedPadding\u0022\u003e\u003ctr\u003e\u003cth\u003eOperative Time\u003c/th\u003e\u003cth\u003eDefinition\u003c/th\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eBusiness Travel - All Employees and Directors leisure travel incl. Spouses and Partners\u003c/td\u003e\u003ctd\u003e\u003cp\u003eWhilst an Insured Person is on an authorised journey in connection with The Business which begins during the Period of Insurance, and commences from the time the Insured Person leaves their home, or if later their place of business, continuing during the entire period of the journey and terminating at the time of return to their home, or if earlier their place of business.\u003c/p\u003e\u003cp\u003eAny period of holiday which is purely ancillary to the Insured Journey shall be deemed included within the period of the Insured Journey provided that it is otherwise within the period set out above.\u003c/p\u003e\u003cp\u003eCover is automatically extended to include leisure trips for directors and their accompanied and unaccompanied Spouses/Partners and Children of Directors will apply where the trip does not exceed 60 days in duration.\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eBusiness Travel including leisure - All Employees and Directors\u003c/td\u003e\u003ctd\u003e\u003cp\u003eWhilst an Insured Person is on an authorised journey in connection with The Business which begins during the Period of Insurance, and commences from the time the Insured Person leaves their home, or if later their place of business, continuing during the entire period of the journey and terminating at the time of return to their home, or if earlier their place of business.\u003c/p\u003e\u003cp\u003eCover is automatically extended to include leisure trips for all directors \u0026 employees and their accompanying Spouses/Partners and Children. In respect of Directors this is further extended to allow their Spouses/Partners and Children to travel unaccompanied where the trip does not exceed 60 days in duration.\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eBusiness Travel including leisure - Directors Spouses, Partners, Children\u003c/td\u003e\u003ctd\u003e\u003cp\u003eWhilst an Insured Person is on any authorised journey in connection with The Business which begins during the Period of Insurance, and commences from the time the Insured Person leaves their home, or if later their place of business, continuing during the entire period of the journey and terminating at the time of return to their home, or if earlier their place of business.\u003c/p\u003e\u003cp\u003eCover is automatically extended to include leisure trips for directors and their accompanied and unaccompanied Spouses/Partners and Children of Directors will apply where the trip does not exceed 60 days in duration.\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eBusiness Travel only - Employees\u003c/td\u003e\u003ctd\u003e\u003cp\u003eWhilst an Insured Person is on an authorised journey in connection with The Business which begins during the Period of Insurance, and commences from the time the Insured Person leaves their home, or if later their place of business, continuing during the entire period of the journey and terminating at the time of return to their home, or if earlier their place of business.\u003c/p\u003e\u003cp\u003eAny period of holiday which is purely ancillary to the Insured Journey shall be deemed included within the period of the Insured Journey provided that it is otherwise within the period set out above.\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eMiscellaneous\u003c/td\u003e\u003ctd\u003ePlease add the operative time you require for Underwriter review\u003c/td\u003e\u003c/tr\u003e\u003c/table\u003e\u003c/div\u003e\u003c/div\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20,"popupDivClass":"modalHelp"}

{"text":"AD = Accidental Damage","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"This includes cover for students living away, provided they live with their parents out of term time","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"For more information on finance options, see the Finance from Aviva tab to the left","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cdiv class=\u0022confirmDialogShield\u0022\u003e\u003c/div\u003e\u003cdiv class=\u0022confirmBoxPositioningDiv\u0022\u003e\u003cdiv class=\u0022confirmTextAndButtons popupFrameContainer \u0022\u003e\u003cspan data-hide-last-popup-on-click=\u0022true\u0022 class=\u0022closePopupLightBox close fa fa-times\u0022\u003e\u003c/span\u003e\u003cdiv\u003e\u003cp\u003e\u003cstrong\u003eDismantling\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eFrom the start of the dismantling or disconnection of the Property Insured until the start of loading on to the transport vehicle.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eInstallation\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eFrom the completion of unloading of the Property Insured from the transport vehicle until the completion of its erection or installation and any testing or commissioning provided that any testing or commissioning shall not exceed 14 days duration.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eHandling\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eThe actual raising or lowering of the Property Insured by means of lifting apparatus.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eResiting\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eRemoval of the Property Insured from one position to another at its existing premises not involving the use of road or rail vehicles.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003ePositioning\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eFrom the completion of unloading of the Property Insured until the completion of connection at the actual working position.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eTransit (including loading and unloading)\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eFrom commencement of loading of the Property Insured onto the transport vehicle and transit by the transport vehicle until completion of unloading at the destination, including incidental storage and any vehicle changes but excluding whilst in transit by air or sea unless by roll-on/roll-off ferry.\u003c/p\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20,"popupDivClass":"modalHelp"}

{"text":"\u003cdiv class=\u0022confirmDialogShield\u0022\u003e\u003c/div\u003e\u003cdiv class=\u0022confirmBoxPositioningDiv\u0022\u003e\u003cdiv class=\u0022confirmTextAndButtons popupFrameContainer\u0022\u003e\u003cspan data-hide-last-popup-on-click=\u0022true\u0022 class=\u0022close fa fa-times\u0022\u003e\u003c/span\u003e\u003cdiv class=\u0022marginBottom\u0022\u003e\u003ch2\u003eCyber Complete\u003c/h2\u003e\u003c/div\u003e\u003ctable class=\u0022resultsTable reducedPadding\u0022\u003e\u003ctr\u003e\u003cth class=\u0022adjustedWidth\u0022\u003e\u003ch3\u003eCover\u003c/h3\u003e\u003c/th\u003e\u003cth\u003e\u003ch3\u003eDescription\u003c/h3\u003e\u003c/th\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eIncident Response\u003c/td\u003e\u003ctd\u003e24/7 access to an incident manager and the specialist support required to recover from a cyber related event.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eData Security Breach\u003c/td\u003e\u003ctd\u003eCosts to manage a breach including IT forensic experts, legal advice, notifying affected individuals and offering credit or identity fraud monitoring services.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eData Recovery\u003c/td\u003e\u003ctd\u003eCosts due to a virus, hacking or denial of service attack. If your computer equipment is damaged, we will repair or replace it.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eData Regulation Breach\u003c/td\u003e\u003ctd\u003eProtection against a breach of Data Regulation. This includes cover for your defence costs and regulatory fines (where insurable by law).\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eBusiness Interruption\u003c/td\u003e\u003ctd\u003eLoss of profit and increased costs of working as a result of a Cyber Incident or System Failure affecting your IT systems or those of your outsourced service provider\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eOnline Risk \u0026 Reputational Harm\u003c/td\u003e\u003ctd\u003eProtection against identity fraud, online threats, and deepfake attacks - covering crisis response, legal takedowns, and reputation recovery to safeguard your business, employees, and public records when facing digital or reputational harm.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eResilience Improvements\u003c/td\u003e\u003ctd\u003eCosts to improve the resilience of your computer system following a claim.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eNetwork Security\u003c/td\u003e\u003ctd\u003eNegligent transmission of a virus to a third party or failure to prevent unauthorised access to your systems leading to a denial of service attack e.g. a supplier is unable to access your website and their business suffers a financial loss.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eData Privacy and Confidentiality\u003c/td\u003e\u003ctd\u003e\u003cdiv\u003eDamage or distress suffered by your customers or employees due to a data breach whether it was accidental or hacking of personal data.\u003c/div\u003e\u003cdiv class=\u0022marginTopSmall\u0022\u003eLoss, disclosure or destruction of third party confidential commercial information held under an agreement that results in a financial loss.\u003c/div\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003ePayment Card Liability\u003c/td\u003e\u003ctd\u003eCosts resulting from non-compliance with payment card industry data security standards. This includes fees, charges and recertification costs.\u003c/td\u003e\u003c/tr\u003e\u003c/table\u003e\u003c/div\u003e\u003c/div\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20,"popupDivClass":"modalHelp"}

{"text":"\u003cdiv class=\u0022confirmDialogShield\u0022\u003e\u003c/div\u003e\u003cdiv class=\u0022confirmBoxPositioningDiv\u0022\u003e\u003cdiv class=\u0022confirmTextAndButtons popupFrameContainer\u0022\u003e\u003cspan data-hide-last-popup-on-click=\u0022true\u0022 class=\u0022close fa fa-times\u0022\u003e\u003c/span\u003e\u003cdiv class=\u0022marginBottom\u0022\u003e\u003ch2\u003eCyber Respond\u003c/h2\u003e\u003c/div\u003e\u003ctable class=\u0022resultsTable reducedPadding\u0022\u003e\u003ctr\u003e\u003cth class=\u0022adjustedWidth\u0022\u003e\u003ch3\u003eCover\u003c/h3\u003e\u003c/th\u003e\u003cth\u003e\u003ch3\u003eDescription\u003c/h3\u003e\u003c/th\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eIncident Response\u003c/td\u003e\u003ctd\u003e24/7 access to an incident manager and the specialist support required to recover from a cyber related event.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eData Security Breach\u003c/td\u003e\u003ctd\u003eCosts to manage a breach including IT forensic experts, legal advice, notifying affected individuals and offering credit or identity fraud monitoring services.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eData Recovery\u003c/td\u003e\u003ctd\u003eCosts due to a virus, hacking or denial of service attack. If your computer equipment is damaged, we will repair or replace it.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eData Regulation Breach\u003c/td\u003e\u003ctd\u003eProtection against a breach of Data Regulation. This includes cover for your defence costs and regulatory fines (where insurable by law).\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eAdditional Expenditure\u003c/td\u003e\u003ctd\u003eCovering you for additional expenses incurred as a result of a cyber incident, helping you continue trading.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eOnline Risk \u0026 Reputational Harm\u003c/td\u003e\u003ctd\u003eProtection against identity fraud, online threats, and deepfake attacks - covering crisis response, legal takedowns, and reputation recovery to safeguard your business, employees, and public records when facing digital or reputational harm.\u003c/td\u003e\u003c/tr\u003e\u003c/table\u003e\u003c/div\u003e\u003c/div\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20,"popupDivClass":"modalHelp"}

{"text":"\u003cp\u003e24/7 access to an incident manager and the specialist support required to recover from a cyber related event.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCosts to manage a breach including IT forensic experts, legal advice, notifying affected individuals and offering credit or identity fraud monitoring services.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCosts due to a virus, hacking or denial of service attack. If your computer equipment is damaged, we will repair or replace it.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eProtection against a breach of Data Regulation. This includes cover for your defence costs and regulatory fines (where insurable by law).\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eLoss of profit and increased costs of working as a result of a Cyber Incident or System Failure affecting your IT systems or those of your outsourced service provider\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCovering you for additional expenses incurred as a result of a cyber incident, helping you continue trading - Not a full Business Interruption cover.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eAdditional expenditure necessarily and reasonably incurred to avoid or reduce interruption to or interference. Please note this does not provide full Business Interruption cover under Cyber Respond\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCyber Incident Response Costs where a Cyber Incident or Cyber Extortion directly impacts you. Please note that Cyber Extortion Payments, Criminal Reward Fund, and Resilience Improvement Costs are not included under Cyber Respond.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eProtection against identity fraud, online threats, and deepfake attacks - covering crisis response, legal takedowns, and reputation recovery to safeguard your business, employees, and public records when facing digital or reputational harm.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCosts to improve the resilience of your computer system following a claim.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eNegligent transmission of a virus to a third party or failure to prevent unauthorised access to your systems leading to a denial of service attack e.g. a supplier is unable to access your website and their business suffers a financial loss.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eDamage or distress suffered by your customers or employees due to a data breach whether it was accidental or hacking of personal data.\u003c/p\u003e\u003cp\u003eLoss, disclosure or destruction of third party confidential commercial information held under an agreement that results in a financial loss.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCosts resulting from non-compliance with payment card industry data security standards. This includes fees, charges and recertification costs.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eFinancial loss due to unauthorised access to the Insured’s IT network or if a third party deceives an employee into paying or transferring money by impersonating another person.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCover for IT forensics, experts to negotiate ransom demands as well as ransom payment (where insurable by law) if a hacker holds your business to ransom or threatens to reveal sensitive data until a ransom is paid.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCover for the costs associated with the infringement of copyright or trademarks, or defamation of a third party via electronic communications and cover to remove online content to avoid or reduce Multimedia Liability claims.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eCover for the costs of unauthorised telephone calls made following a breach of customer’s network. Telephone Hacking limit is 10% of the Cover Limit selected (up to a maximum amount of £250,000). Automatically included within the Cyber Crime section where this cover is available for the selected trade.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"If the number of vehicles at start of period or vehicle years are equal to 0, please remove claims period or if 0 in all periods then re-quote with No Previous Insurance in the Previous Rating Basis field","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eZone 1 - England, Wales, Scotland, Northern Ireland, Republic of Ireland, Isle of Man, all offshore islands, (including the Channel Islands), only.\u003c/p\u003e\u003cp\u003eZone 5 - Worldwide (Freight Forwarders only).\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"\u003cp\u003eZone 2 - Zone 1, Austria, Andorra, Belgium, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Gibraltar, Liechtenstein, Luxembourg, Monaco, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland only.\u003c/p\u003e\u003cp\u003eZone 3 - Zone 1, Zone 2 (as defined above), Bosnia and Herzegovina, Bulgaria, Croatia, Estonia, Greece, Hungary, Iceland, Italy, Kosovo, Latvia, Lithuania, Macedonia, Malta, Montenegro, Poland, Romania, San Marino, Serbia, Slovakia, Slovenia, Turkey (not east of the Bosporus only).\u003c/p\u003e\u003cp\u003eZone 4 - Zone 1, Zone 2, Zone 3 (as defined above), Albania, Moldova, Turkey (south and east of the Bosporus) only.\u003c/p\u003e","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}

{"text":"If the required model is unavailable please select unlisted","questionTextWidth":100,"verticalPosition":2,"verticalOffset":-5,"horizontalPosition":3,"horizontalOffset":20}